Spend the world.Like a local.

The Australian Visa card and digital wallet built for travel. Better rates than your bank in 30+ currencies across 180+ countries. Global Visa acceptance. No lock-in, no surprises.

The Collection

Three tiers. One passport.

Pick the tier that matches how you travel. No prices yet — pricing will be announced at launch.

Onyx Global Visa Card
The Wallet

Onyx Global

The digital wallet that travels with you. Better rates than your bank, in your pocket from day one.

  • Free forever
  • 30+ currencies
  • Apple & Google Pay
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Onyx Black Visa Card
The Card

Onyx Black

A physical matte-black Visa. For travellers who spend more overseas — better rates that save you more on every trip.

  • Physical Visa card
  • Priority support
  • Better rates
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Onyx Reserve Visa Card
The Edge

Onyx Reserve

Built for high-spend travellers. The best rates we offer, designed for those who spend more overseas.

  • Best exchange rates
  • Rate-first by design
  • High-spend optimised
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Built For Travel

A card that works everywhere you go.

From Tokyo to Toulouse, your money goes further. Better rates than your bank, real-time control, global Visa acceptance.

Better-Than-Bank Rates

Spend in 30+ currencies across 180+ countries at rates that beat the big four banks. Your money goes further everywhere you travel.

Built For Travel

Rates that save you money on every overseas spend. Instant currency switching, and tap-to-pay anywhere Visa is accepted.

Digital Wallet First

Apple Pay and Google Pay ready from day one. Your card lives in your phone, in your watch, in your pocket.

Instant Notifications

Every transaction confirmed the moment it happens. Freeze, unfreeze and manage your card in one tap.

No Lock-In

No annual contracts. No exit fees. Pause or close your account whenever you want.

Bank-Grade Security

256-bit encryption, biometric authentication, and real-time fraud monitoring on every payment.

Limited Early Access

Be first.

Join the waitlist today. Early members receive priority access and exclusive launch benefits.

Be among the first on the waitlist.